Lord God, Thank you so much for this year, for all the blessings and burdens that we have experience. Thank you because our family is complete and Thank you for your love and guidance you have given to my family. Lord God continue to guide us, love us and teach us so we can be a blessings to others. I am sorry Lord God for all my selfishness that made me hurt you, please help me to be humble and free me from worldly things. Lord God, I am praying and offering you all our financial worries and burdens so we can have peace of mind. Please Lord, help us and free us from this financial embarrassment, I trust your words Lord God that before this year ends you already free us and give us a new life, this I pray to you Amen.